YOU
COULD DEFER, REDUCE OR ELIMINATE
taxes associated with a particular financial transaction
Scroll down for solutions to common tax headaches
STOCK
OBSTACLE
For those owning stock grants, options or highly appreciated stock, there is the potential risk of owning a high concentration of one’s wealth in a single stock, as well as the reality of a substantial tax liability upon vesting or sale.
OPPORTUNITY
Blok Financial helps clients explore strategies to help reduce or eliminate taxes associated with the vesting or sale of company stock while often retaining control and benefit of their wealth. These strategies include charitable trusts, donor-advised funds, tax deduction and cash flow programs, and other advanced estate planning strategies.
REAL ESTATE
OBSTACLE
When deciding whether or not to sell an investment property, real estate investors are often faced with a significant potential capital gains and depreciation recapture tax liability. This often forces an investor to reluctantly hold onto an investment they would otherwise sell.
OPPORTUNITY
Blok Financial is well versed and equipped to offer a solution that may help defer taxes, but may also relieve you of unwanted landlord responsibilities and let you take advantage of professional real estate management.
Please contact us to discuss your unique investment real estate obstacle.
HIGH INCOME EARNERS
OBSTACLE
For those in the highest marginal tax brackets, your largest family expense is your tax obligation. As deductions slowly disappear, your exposure to income tax increases.
OPPORTUNITY
Blok Financial offers investment strategies that can reduce income tax, defer capital gains tax, or potentially provide tax-free or tax-sheltered income and growth.
OBSTACLE
Pre-tax contributions to company retirement plans are a great way to reduce taxable income. However, many high income earners wish to shelter income beyond the limits of their retirement plan.
OPPORTUNITY
Blok Financial provides a variety of tax-deferred investment accounts and cash accumulation vehicles designed to serve as a tax-favored supplement to the traditional retirement plan.
LEAVING A LEGACY
OBSTACLE
You’ve reached age 70 ½ and are forced to take withdrawals, and pay income taxes, on IRA savings you’ll never need.
OPPORTUNITY
Blok Financial will explore multiple options for maximizing the after-tax legacy that you leave to your loved ones, using creative investment and insurance strategies.
OBSTACLE
You’d like to leave as much as possible to your family or community without sacrificing your own quality of life.
OPPORTUNITY
Blok Financial will explore various options for leaving a guaranteed financial legacy, and structure it to be transferred and protected in any way you see fit.